OPF Housing Schemes:
The Overseas Pakistanis Foundation (OPF) Housing Program have been created to help abroad Pakistanis invest in secure and affordable housing options back in Pakistan. Customary under the External Pakistanis Foundation, these schemes aim to provide high-quality living spaces in key cities, offering multiple benefits, including secure ownership, accessible locations, and affordable payment plans.
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Below is a quick overview of the OPF Housing Schemes’ essential information.
| Program Name | Start Date | End Date | Assistance Amount (PKR) | Application Method |
| OPF Housing Scheme Lahore | Ongoing | Depends | Variable | Online / Offline |
| OPF Housing Scheme Peshawar | Ongoing | Depends | Variable | Online / Offline |
| OPF Housing Scheme Quetta | Ongoing | Depends | Variable | Online / Offline |
What is OPF Housing Scheme?
The OPF Housing program were established to address the housing needs of abroad Pakistanis by providing affordable and secure housing options across Pakistan. These housing projects are located in major cities, including Lahore, Karachi, Islamabad, Peshawar, and Quetta, ensuring that overseas Pakistanis have useful, reliable investment options.
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Key Objectives of OPF Housing Schemes
- Affordable Housing for Overseas Pakistanis: Provide housing solutions that cater to varying budget levels.
- Secured Investment: Ensuring legal security and property rights.
- Accessible Locations: Projects are placed in well-connected areas for ease of access.
Benefits of OPF Housing Schemes
- Prime Location and Infrastructure
Each OPF Housing Program is advanced in a carefully chosen location to ensure ease of access and connectivity. These schemes come with modern structure, including roads, parks, schools, and hospitals within or near the community, making them highly suitable for residents.
- Affordable and Flexible Payment Devices
OPF Housing program are designed with the affordability factor in mind. The payment plans are flexible, allowing applicants to make payment payments based on their financial capacity. This is especially helpful for overseas Pakistanis who want a reliable investment without a heavy upfront payment.
- Transparent Allotment Process
The OPF ensures a transparent and merit-based allotment process. Once an applicant has applied and submitted the required documents, the selection process begins. Allotments are done either on a first-come-first-served basis or through consulting, depending on the demand for a particular scheme.
Key OPF Housing Projects
The OPF has launched several housing schemes in different cities. Here are some of the most popular ones:
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OPF Housing Scheme, Lahore
- Location: Raiwind Road, Lahore
- Features: Residential and commercial plots, parks, schools, and hospitals nearby.
- Price Range: Starts from PKR 2 million (varies by plot size).
- Application: Online and offline
OPF Housing Scheme, Peshawar
- Location: Main Peshawar City
- Features: Community facilities, easy access to main roads and markets.
- Price Range: Starts from PKR 1.5 million.
- Application: Both online and offline methods are available.
OPF Housing Scheme, Quetta
- Location: Near the main city, Quetta
- Features: Well-developed structure, parks, and security systems.
- Price Range: Varies by plot size.
- Application: Online and offline options are provided.
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How to Apply for OPF Housing Schemes
Eligibility Criteria
To be eligible for an OPF Housing program, applicants must:
- Be a Pakistani citizen residing abroad.
- Hold a valid Overseas Pakistani Foundation membership.
- Fulfill specific requirements based on the housing scheme in question.
Application Process
The application process can be done both online and offline.
Online Application
- Visit the official OPF website.
- Find the “Housing Schemes” section and choose your desired city.
- Fill in the online application form, uploading necessary documents.
- Pay the required processing fee through bank transfer.
Offline Application
- Visit the nearest OPF office.
- Collect the application form for your desired housing scheme.
- Complete the form and submit the necessary documents.
- Pay the application fee through the designated bank account.
After applying, applicants receive a confirmation and are informed about the allotment process, which may be carried out through a clear balloting process if the number of applications tops available plots.
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Documents Required for Application
To complete the application process, applicants typically need to submit the following documents:
- Passport Copy: Valid passport with proof of current residence abroad.
- CNIC/NICOP: A valid Pakistani national ID or NICOP.
- OPF Membership: Proof of OPF membership.
- Bank Statements: Recent statements to show financial capacity.
Payment Plans
Each OPF Housing Scheme offers different payment plans to house varying budget levels.
Types of Payment Plans
- One-Time Payment: Suitable for those who want direct ownership.
- Installment Plans: Typically span over 2-5 years for affordability.
- Customized Plans: Available for some schemes, allowing more give based on the applicant’s needs.
Each plan includes details on down payments, monthly or quarterly installments, and additional charges. Applicants can choose a plan that best suits their business capacity and investment goals.
Frequently Asked Questions (FAQs)
Can Overseas Pakistanis apply for more than one plot in OPF Housing Schemes?
Yes, depending on the specific scheme’s rules, applicants can often apply for more than one plot.
Are these schemes only available for overseas Pakistanis?
Yes, the OPF Housing Schemes are exactly designed for overseas Pakistanis to provide them with secure investment opportunities back home.
What happens if the plot isn’t allotted after applying?
If a plot isn’t allotted due to excess applications, the OPF may conduct a ballot. In case of failure to secure a plot, the applicant’s fee may be refunded as per OPF’s policies.
Is OPF membership mandatory to apply for housing schemes?
Yes, OPF membership is generally required to apply, as these schemes are definitely for OPF members.
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Conclusion
OPF Housing Schemes offer a secure and promising security option for overseas Pakistanis who wish to own property back in Pakistan. With locations in major cities, affordable payment plans, and transparent processes, these schemes are designed to make property share easy and helpful. Whether you are looking for an investment chance or a future house, OPF Housing Schemes offer a reliable and applied solution.
